A lot of people don’t know that you
actually save money in the long run when you take advantage of your dental insurance before the year ends.
Though some insurance companies operate by a fiscal year, most of them abide
the calendar year, meaning as soon as it strikes midnight on December 30, your
benefits are long gone.
Unlike
your cell phone minutes, your dental
benefits do not roll over to the next year. You work hard to earn the benefits you have, accumulating
possibly hundreds of dollars only to have it wasted. When you use your benefits before the year is up, you
will be able to take advantage of your deductible before it resets. Also, it
gives you the ability to use up your annual maximums. One of the more important
reasons to take advantage of your dental
benefits before the year ends is to take care of dental issues before it
gets worse. What may appear to be a simple cavity or discomfort now could turn
into something a lot more serious and expensive down the road.
If
you are unsure about what your dental
benefits may be or when they expire, ask your employer, or use the company
handbook as a reference. Either way, being able to use your dental benefits before the year ends is beneficial for
your money, and, more importantly, your teeth.
At All Smiles Family Dental Care, Dr. Katie Montgomery and her staff provide quality dental care to improve your entire family’s oral health. Our Marysville, OH dental office serves patients from Richwood, Plain City, Urbana and other surrounding Ohio towns. Give us a call today to schedule your next appointment.
